Whether you are just starting out in your career and need to know how to best spend your money -- or you are a mature adult with multiple investments -- hiring a financial planner is a smart way to ensure the money-related decisions you're making are sound and justified. Financial planners are true experts at everything from budgeting to investing, and a good one can make a huge difference in whether you're able to eventually retire on time or whether you end up in debt and broke by age 40.
If one of your goals in life is to retire early, now is the time to take the necessary steps to build the proper financial future. Part of this includes utilizing the right types of savings accounts. One thing to keep in mind is that with many types of official retirement accounts, you cannot withdraw the funds until you are 59.5 years of age. Read on to discover what kind of accounts can help you reach your goal of retiring early.
Life insurance policies are always based on the health, age, and demographics of an individual candidate. But it also has to be noted that life insurance premiums can change -- when the health of the person insured changes significantly. Here are some things you need to know about how your relative health impacts your life insurance premiums.
Getting an Initial Evaluation
When you first sign up for a life insurance policy, you'll often be given an initial health evaluation.